Are Distributions Available Before My Normal or Early Retirement Date?

If you have terminated employment with all contributing employers to this Plan but have not reached your Normal or Early Retirement Date, you will be entitled to a distribution of your Individual Account provided at least 12 consecutive months have passed since your most recent employment in Covered Employment or in employment that would have resulted in the suspension of pension benefits under the Defined Benefit Pension Plan.

For Individual Account balances of $7,500 or less, if you have severed all employment with all contributing employers, you are entitled to receive a distribution of your Individual Account balance regardless of work in suspendable employment under the provisions of the Defined Benefit Pension Plan.